Service Charges
| Sr. No. | Description | |
|---|---|---|
| 1 | NEFT/RTGS/IMPS Charges | Nill |
| 2 | DD/Pay Order Charges | Nill |
| 3 | Outward Clearing Return Charges | Nill |
| 4 | Outstation Cheque Collection Charges | Nill |
| 5 | Call Deposit | Nill |
| 6 | Locker Rent | Rs. 1200/- (For Small Size) Rs. 2400/- (For Medium Size) Rs. 4800/- (For Large Size) |
| 7 | Cash Handling Charges | Re 1/- per thousand Or Rs. 10/- per packet (whichever is maximum) |
| 8 | Non maintenance of Minimum Balance Charges | Rs. 100/- per transaction |
| 9 | Cheque Book Charges | Rs. 2/- per leaf |
| 10 | Ledger Folio Charges | Rs. 100/- per page |
| 11 | Stop Payment of Cheque | Rs. 50/- per cheque (Rs. 250/- for more than Five at a time) |
| 12 | Inward Clearing Return Charges | Rs. 250/- per Instrument |
| 13 | Signature/Photo/Address Verification Charges | Rs. 100/- per Attestation |
| 14 | Cancellation of DD/PO | Rs. 100/- per Instrument |
| 15 | Duplicate DD/PO | Rs. 100/- per Instrument |
| 16 | Account Closure Charges | Rs. 100/- for Saving Rs. 250/- for Current |
| 17 | Bank Guarantee Charges | Rs. 75/- +1.5% P.A (For Below Rs. 100000/-) Rs. 75/- +0.5% P.A (For Rs. 100000/- and above.) |
| 18 | Copy of Old Record Charges | Rs. 50/- per page |
| 19 | Loan Take Over to Other Banks/NBFC Charges | 4% (If Closed witin one Year) 2% (If Closed after one year) |
| 20 | Incidental Charges / Inoperative Account | Rs. 50/- p.a for Saving Rs. 250/- p.a for Current Rs. 250/- quaterly for MSS A/cs |
| 21 | ATM / Debit Card Issue Charges | Rs. 200/- per Card |
| 22 | Other Bank ATM Transaction Charges | Rs. 18/- per Transaction |
| 23 | Telegaphic Transfer Charges | Rs. 750/- per Transaction |
| 24 | Account Statement Charges | Rs. 25/- per Page |
| 25 | ACH/ECS Debit Return Charges | Rs. 200/- per Transaction |
| 26 | Customer Credit Enquiry Charges | Rs. 250/- for Individuals Rs. 750/- for Firm/Tust/Co. |
| 27 | CERSAI Charges | Rs. 250/- per registration |
| 28 | Solvency Certificate Charges | Rs. 1000/- (For Loans upto 5 Lacs) Rs. 2000/- (For Loans between 5-10 Lacs) 0.20% (For Loans between 10-200 Lacs)-Maximum upto Rs. 15000/- 0.10% (For Loans above 200 Lacs)-Maximum upto Rs. 50000/-. |
| 29 | List of Documents (Borrowers/NBFC/Other Bank) | Rs. 2000/- (For Loans upto 50 Lacs) Rs. 5000/- (For Loans above 50 Lacs) |
| 30 | Payment Gateway Charges | Rs. 50/- per Month |
| 31 | NeSL Charges | Rs. 500/- per loan account |
| 30 | SMS Charges | Rs. 15/- per Quarter |
| 31 | Penal Charges (On Overdue/NPA/Non-submission of Stock Statement/ Non-Compliance of material terms & conditions of loan agreement | 2% of outstanding amount |
IMPORTANT NOTES:
- All the Charges are exclusive of taxes. GST will be applied as per applicable rates.
- Cash handling Charges are applicable only on Current Accounts (for depositing above 3 Lacs or 10 packets) and CC/OD Accounts (for depositing above 5 Lacs or 10 packets) in a day. Minimum Charges shall be Rs. 25/-.
- Account Closure Charges will not be applicable on Saving Account if Closed after 1 Year of opening.