Service Charges सेवा शुल्क

Schedule of service charges applicable at The Panipat Urban Co-Operative Bank Ltd. (Multi State Bank). All charges are exclusive of applicable taxes. पानीपत अर्बन को-ऑपरेटिव बैंक लि. (बहुराज्यीय सहकारी बैंक) में लागू सेवा शुल्कों की सूची। सभी शुल्क लागू करों को छोड़कर हैं।

Fee Scheduleशुल्क अनुसूची

Schedule of Service Charges सेवा शुल्क अनुसूची

The following table lists all applicable service charges levied by the Bank. Charges are subject to revision from time to time. The current rates are applicable w.e.f 01.04.2025 निम्नलिखित तालिका बैंक द्वारा लगाए गए सभी लागू सेवा शुल्कों की सूची है। शुल्क समय-समय पर संशोधन के अधीन हैं। वर्तमान दरें 01.04.2025 से लागू हैं।

Sr. No.क्र.सं. Descriptionविवरण Amount / Chargesराशि / शुल्क
1 NEFT / RTGS / IMPS Charges Nil
2 DD / Pay Order Charges Nil
3 Outward Clearing Return Charges Nil
4 Outstation Cheque Collection Charges Nil
5 Call Deposit Nil
6 Locker Rent
Rs. 1200/- (For Small Size) Rs. 2400/- (For Medium Size) Rs. 4800/- (For Large Size)
7 Cash Handling Charges Re 1/- per thousand
OR
Rs. 10/- per packet
(whichever is maximum)
8 Non Maintenance of Minimum Balance Charges Rs. 100/- per transaction
9 Cheque Book Charges Rs. 2/- per leaf
10 Ledger Folio Charges Rs. 100/- per page
11 Stop Payment of Cheque
Rs. 50/- per cheque Rs. 250/- for more than Five at a time
12 Inward Clearing Return Charges Rs. 250/- per Instrument
13 Signature / Photo / Address Verification Charges Rs. 100/- per Attestation
14 Cancellation of DD / PO Rs. 100/- per Instrument
15 Duplicate DD / PO Rs. 100/- per Instrument
16 Account Closure Charges
Rs. 100/- for Savings Account Rs. 250/- for Current Account
17 Bank Guarantee Charges
Rs. 75/- + 1.5% P.A (For Below Rs. 1,00,000/-) Rs. 75/- + 0.5% P.A (For Rs. 1,00,000/- and above)
18 Copy of Old Record Charges Rs. 50/- per page
19 Loan Take Over to Other Banks / NBFC Charges
4% (If Closed within one Year) 2% (If Closed after one Year)
20 Incidental Charges / Inoperative Account
Rs. 50/- p.a for Saving Rs. 250/- p.a for Current Rs. 250/- quarterly for MSS A/Cs
21 ATM / Debit Card Issue Charges Rs. 200/- per Card
22 Other Bank ATM Transaction Charges Rs. 18/- per Transaction
23 Telegraphic Transfer Charges Rs. 750/- per Transaction
24 Account Statement Charges Rs. 25/- per Page
25 ACH / ECS Debit Return Charges Rs. 200/- per Transaction
26 Customer Credit Enquiry Charges
Rs. 250/- for Individuals Rs. 750/- for Firm / Trust / Co.
27 CERSAI Charges Rs. 250/- per registration
28 Solvency Certificate Charges
Rs. 1000/- (For Loans upto 5 Lacs) Rs. 2000/- (For Loans between 5–10 Lacs) 0.20% (For Loans between 10–200 Lacs) — Maximum upto Rs. 15,000/- 0.10% (For Loans above 200 Lacs) — Maximum upto Rs. 50,000/-
29 List of Documents (Borrowers / NBFC / Other Bank)
Rs. 2000/- (For Loans upto 50 Lacs) Rs. 5000/- (For Loans above 50 Lacs)
30 Payment Gateway Charges Rs. 50/- per Month
31 NeSL Charges Rs. 500/- per loan account
32 SMS Charges Rs. 15/- per Quarter
33 Penal Charges (On Overdue / NPA / Non-submission of Stock Statement / Non-Compliance of material terms & conditions of loan agreement) 2% of outstanding amount

📋 Important Notes महत्वपूर्ण नोट

  1. All the Charges are exclusive of taxes. GST will be applied as per applicable rates. सभी शुल्क करों को छोड़कर हैं। जीएसटी लागू दरों के अनुसार लगाया जाएगा।
  2. Cash Handling Charges are applicable only on Current Accounts (for depositing above 3 Lacs or 10 packets) and CC/OD Accounts (for depositing above 5 Lacs or 10 packets) in a day. Minimum Charges shall be Rs. 25/-. नकद संचालन शुल्क केवल चालू खातों (एक दिन में 3 लाख से अधिक या 10 पैकेट जमा करने पर) और CC/OD खातों (एक दिन में 5 लाख से अधिक या 10 पैकेट जमा करने पर) पर लागू है। न्यूनतम शुल्क रु. 25/- होगा।
  3. Account Closure Charges will not be applicable on Saving Account if Closed after 1 Year of opening. खाता खोलने के 1 वर्ष बाद बंद करने पर बचत खाते पर खाता बंद करने का शुल्क लागू नहीं होगा।